Over the last 10 years, I’ve accumulated about $40,000 dollars worth of debt from various sources such as education, yeshiva, credit cards, getting married, and of course – dating. So 2+ years ago i made a huge effort to just pull myself out of the financial rut that i’ve been in. Being broke makes me feel depressed. It means I can’t have the things i want and that i can’t take the risk of quitting a job at will. So what i did was live single – on eating ramen noodles,, not buying new clothes, driving a junky 1989 2 door paintless Ford Probe, and living in a barf green room. I know it’s not the dream life, but it’s worth the freedom that comes with it. I was paying off $1000/month of debt.
Then I started to read a lot of financial education books and budgeting web sites. Great books like “Think and Grow Rich” by Napoleon Hill. I could swear by that book. There is a lot to know. And if one truly wants to be wealthy, they MUST understand how money works and how to manage it.
And now that I’m married, my wife has introduced me to Dave Ramsey and we’ve been keeping a fairly tight financial system. This doesn’t mean that we’re lacking anything. We’re just ‘conscious’ of the money we spend. Also, i told Esther (my love) that I would like to use my own earnings to pay off the last of my debt.
It won’t be long until i get out. I just hope that once we get there, we stay there.
Continued hatzlacha…. and borrow my copy of Mad Money
I’m proud of you, bub. You’re getting on a plan, deep-sixing your debt and building up piles of dough. Keep at it and you’ll never have to worry about running short of cash again. Thanks for spreading the word about Dave Ramsey, baby!
Good for you!
I enjoyed reading your blog today, and it occurs to me that you might be interested to learn that a new edition of Napoleon Hill’s classic book “Think and Grow Rich” has been published.
Its title is “Think and Grow Rich!” (subtitled) “The Original Version, Restored and Revised.” I am the editor/annotator of this new 412-page edition, which is really an homage to Dr. Hill. (For several years I was the editor-in-chief of “Think & Grow Rich Newsletter.”)
What I have done is this: to restore Dr. Hill’s book to its original manuscript content (it was first published in 1937, but was abridged in 1960), annotate it with more than 50 pages of endnotes (most of the persons and events he discusses are generally unknown to readers today), index it thoroughly, add an appendix with a wealth of additional information about Dr. Hill and his work, and revise the book in ways to help remove certain “impediments” to reading the book today (language that today would be considered obsolete, sexist or racist). None of these things had previously been done with TGR.
If you would like to learn a little more about this project, a quick visit to http://www.tgr-restored-revised.com will give you some details. The “Editor’s Foreword” provides more complete information, and the “Testimonials†page will demonstrate how well-received this new book is around the world. Here is the book’s Amazon.com page:
http://www.amazon.com/Think-Grow-Rich-Original-Restored/dp/1593302002/sr=1-1/qid=1172004763/ref=pd_bbs_sr_1/103-1493475-7148634?ie=UTF8&s=books
The book is available on all the Amazon websites and most other online sellers, it can be ordered by any bookstore, and it will start appearing in bookstores soon.
Our edition of TGR! is superior in every way to other versions on the market. It is a trade paperback, not a pocket-size mass market paperback. It is 412 pages versus 230+ (depending on the edition). It looks better, feels better, reads better than any other version. It is fast becoming the “version of choice” among Napoleon Hill devotees and other students of success and high achievement.
Thank you for your time and attention.
Ross Cornwell, Editor
Who are these spammers trying to advertise on our site, hon?
Keep it up bud! I’m proud of your commitment and determination. Its inspiring! Hatzlachah rabbah!
Stay with it. Freedom will come soon, and if you have to sacrifice for a short period of time in order to get there quicker, so be it!
Good for both of you!
Adiel rocks more than Cleveland!!
Oooh, I’m going to check out the books and sites you mentioned, Adiel– we need to get a move on being fiscally responsible adults. It’s scary how little we know about how money works. Scary.